February 28, 2020 admin

Depending on the amount of debt Sometimes it may seem a bit annoying when a loan is to be taken out and private credit checker puts a stop to it because there is a negative entry. The information file means only with the lenders as well as with the consumers. It wants to protect both sides. The lender before default and the consumer before over-indebtedness. But what is meant well can also be disruptive. Namely, if you are already in debt and want to escape this misery through a debt restructuring. But is debt restructuring even possible despite private credit…

February 15, 2020 admin

It is more common than you think with debt and difficult to pay. Many people in today’s Sweden have debts of a greater or lesser nature. Some are due to the Swedes’ great ability to postpone bills. A survey conducted by SIFO that shows that 4 out of 5 people feel bad about postponing things shows that what is most common is that postponement is just bills. They also concluded that as many as 10 participants of 1357 were ill-informed about postponing private financial concerns. Many people state as a reason why they postpone their bills, among other things, that…

January 9, 2020 admin

High student loans, is it possible to buy a house? Basically everything will depend on the requirements and steps to follow in the bank for which you seek to obtain the mortgage. They require, among many things, high credit scores, through cards and loans in case they had them. Amount of income and financial stability, so they monitor your credit history in detail. And last but not least the link or power of response that income will have depending on the debt. With this video from the Alonso Rodríguez YouTube channel, you can get your credit repaired with just a…

December 31, 2019 admin

Information, explanation, verification: lending institutions have been subject to these three obligations since the Cogilaw Company of 2010, in order to protect borrowers and reduce the risks of over-indebtedness. However, organizations that offer loan consolidations are not subject to a warning requirement in the same way. New case law In law, there is the law and its application, which very often also (and above all) refers to case law. The case arose last spring for a credit institution, which was criticized for not having warned a couple in connection with a repurchase of credit to restructure their debts. The Court…

December 28, 2019 admin

Large French groups have recently issued perpetual bond debts. In the case of debts, the traditional reflex leads us to believe that these securities issued are part of the debts on the liabilities side of the balance sheet and that the interest paid is recorded as an expense in the income statement. We will see that the analysis conducted under IFRS can lead to qualifying these debts as equity instruments with all the consequences involved.   Issuance of perpetual bond debts Take the example of the EDF group, which in January 2013 issued several tranches of indefinite subordinated securities in…

December 27, 2019 admin

Nowadays, whenever we need money, we can easily borrow it. An easy loan for those in debt is available without leaving your home. It doesn’t matter how much we need: USD 1,000, USD 5,000 or even 25,000 USD. If we can get additional financing so simply, we must quickly give it away. Depending on the period for which we will take the loan, you must pay the installments on time. We can get a prompt in case of delays. What should you do with him? How much does it cost? What is the prompt? Simply put, a notification is a…

December 13, 2019 admin

Have you ever asked for funding for an extra or unforeseen expense (damaged the car engine or needed urgent surgery, for example), but never quite understood which option you should choose? Both credit card and loan applications are valid solutions for such situations, but there are some differences between them. Learn to distinguish and find out which one is best for you. Credit card and personal credit are personal finance tools available for you for a variety of purposes. Both provide a line of credit that allows you to get money quickly and pay it back later in installments. Although…

December 2, 2019 admin

A budget is useful for everyone, especially for those who want to repay their debts. It is actually an important component of any debt repayment plan, which will help you eventually stay in control of your finances. Our partners at Astro Finance have helped millions of Canadians pay off their debt faster with their consolidation loans. Check out their top tips on budgeting here to help you pay off your debt in no time.   List your income and expenses Review your debit or credit card transactions for the past few months to assess the amount of money you are…

November 9, 2019 admin

Some banks grant credit cards for children under 18, they usually do so for teenagers with prior authorization from their parents; however, there is a special case of the Bank of America in which a request for a credit card was sent to a 6-year-old child. I don’t like junk mail, as proof once, I signed up for a subscription to Entertainment Weekly using our cat’s name, Simon started receiving his own junk mail, not that I could read it. When we moved in 2004, Simon stopped receiving emails. Simon never received credit card offers, but I suspect it is…

November 4, 2019 admin

  In the previous post we explained what mortgage loans were and what were their most common characteristics. In this way, we put ourselves in the field to understand the world of financial products a little better. In summary, a mortgage loan is a financial product in which a bank lends us money based on a security right. So far everything is clear! The problem arises when the interest rate is applied to a mortgage loan, which for the less expert in the subject, is based on the monthly installment that we will pay each month. This post comes to…