Financial transaction

HDFC Bank: Know Transaction Fees, Free Withdrawal Limit at Various ATMs

HDFC Bank offers 5 free transactions per month for savings and salary accounts at HDFC Bank ATMs. 3 free transactions at metro ATMs and 5 free transactions at non-metro ATMs for other banks. For cash withdrawals that exceed the allowed number of free transactions, HDFC Bank charges Rs. 21 plus applicable taxes; for non-cash transactions, the fee is Rs. 8.50 plus GST.

HDFC Bank offers additional benefits to current account holders including Activ, Ascent, Max Advantage, Plus, Professionals, Ecomm, SmartUp Alpha, SmartUp Growth, SmartUp Max, Utlima, Apex, Max, Flexi, Merchant Advantage Plus, Supreme accounts as an unlimited withdrawal. at the ATM of the HDFC bank. However, the bank will charge after 3 free transactions at metro ATMs and non-metro ATMs, the number of free transactions is 5. For cash withdrawals and non-financial transactions – 21/- plus applicable taxes will be charged above the prescribed limit of free transactions.

For Current Account under Regular, Premium, Trade, Merchant Advantage, Ezee, Current Account for Hospitals/Retirement Homes/Pathology Laboratories can also make unlimited withdrawals at HDFC Bank ATM. However, these accounts will be debited on the first transaction if the withdrawal is made from an ATM of another bank.

For transactions at HDFC Bank ATMs, only cash withdrawal transactions will be considered for billing. Non-financial transactions (balance enquiry, mini statement and PIN change) will be free.

For non-HDFC ATM transactions, transactions considered for billing will include both financial (cash withdrawal) and non-financial (balance enquiry, mini statement and PIN change) transactions.

Transactions made at ATMs in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad will be considered Metro ATMs, according to the HDFC Bank website.

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